Time Interval: 00:00:00 - 00:07:10
Summary
Purpose of the Land Acquisition Loan Section:
- Applicable when land purchase involves a delay between acquisition and construction.
- Helps model loan details during interim periods like permit approvals.
Key Features and Inputs:
- Loan Type: Specify fixed or variable interest rates. For variable loans, rates can be adjusted monthly.
- Interest Calculations: Automatically calculates interest on a daily basis based on annual rates.
- Loan Structure: Options for interest-only periods, principal payments, and loan amortization.
Dynamic Modeling:
- Adjust assumptions such as setup fees, exit fees, and capitalization of interest.
- Automatically calculates lender yields and loan balances for financial transparency.
Automation and Validation:
- Default values for unentered fields ensure accurate projections.
- Manual overrides available for specific scenarios like unexpected interest rate changes.
Key Takeaways
Streamlined assumptions entry ensures accurate financial projections.
Automates complex calculations like lender yields and monthly interest adjustments.
Supports scenario testing with flexible input options for dynamic projects.