Time Interval: 00:00:00 - 00:07:10
Summary
- Purpose of the Land Acquisition Loan Section:
- Applicable when land purchase involves a delay between acquisition and construction.
- Helps model loan details during interim periods like permit approvals.
- Key Features and Inputs:
- Loan Type: Specify fixed or variable interest rates. For variable loans, rates can be adjusted monthly.
- Interest Calculations: Automatically calculates interest on a daily basis based on annual rates.
- Loan Structure: Options for interest-only periods, principal payments, and loan amortization.
- Dynamic Modeling:
- Adjust assumptions such as setup fees, exit fees, and capitalization of interest.
- Automatically calculates lender yields and loan balances for financial transparency.
- Automation and Validation:
- Default values for unentered fields ensure accurate projections.
- Manual overrides available for specific scenarios like unexpected interest rate changes.
Key Takeaways
- Streamlined assumptions entry ensures accurate financial projections.
- Automates complex calculations like lender yields and monthly interest adjustments.
- Supports scenario testing with flexible input options for dynamic projects.